Contact Duane Aarts
Clear, calm mortgage advice when you’re ready to talk.
Whether you’re buying your first home, planning a move, refinancing or simply trying to understand what’s possible, I’m here to help you make sense of your options.
Start with a free, no-pressure chat. We’ll talk through your goals, deposit, income, borrowing position and what your next steps could look like, so you can move forward with a clearer plan.
No confusing jargon. No bank sales pitch. Just straightforward home loan advice from someone who works for you — not the bank.
HOW THE FIRST CALL WORKS
A Clear First Step Before You Apply
The first conversation is designed to give you clarity, not pressure. We’ll talk through your situation, answer your questions and outline what your next steps could look like.
Book A Time
Choose A Time That Suits You
Use the booking page to choose an available appointment time for a free phone chat with Duane Aarts. If you are not ready to book, you can send a quick question instead.
Talk It Through
Discuss Your Situation
We’ll talk through your goals, deposit, income, borrowing position and what you are hoping to achieve.
Next Steps
Understand What Happens Next
You’ll come away with a clearer idea of what may be possible, what lenders may look for and what to do next.
The booking calendar opens on the Booking page so you can choose a time that suits you.
SEND A MESSAGE
Ask A Home Loan Question
Use the form below if you have a question, want to check whether Canterbury Home Loans can help, or would prefer to send a few details before booking a phone appointment.
CLIENT REVIEWS
What Christchurch Home Buyers Say
Buying a home, refinancing or applying for a mortgage can feel overwhelming. Clear advice, quick communication and steady guidance can make the process feel much less stressful.
“We honestly thought we were years away from being able to buy… just a few months later, here we are about to be homeowners!”
Ollie B
“As first home buyers, we were naturally anxious about the entire process, however, Duane made everything straightforward and stress-free.”
Darren
MEET DUANE AARTS
Personal Mortgage Advice From A Christchurch Adviser
Canterbury Home Loans is led by Duane Aarts, a Christchurch-based mortgage adviser with more than 25 years of banking and home lending experience.
The goal is to make the home loan process feel clearer, calmer and more practical. Instead of trying to work everything out directly with one bank, you can talk through your situation, compare options and understand what lenders are likely to assess.
Whether you are buying your first home, moving house, refinancing or simply trying to understand what may be possible, the advice is centred around your goals, your timeline and your next step.
HELPFUL GUIDES & RESOURCES
Useful Resources Before We Talk
If you are still researching your options, these guides can help you understand the home loan process, what lenders may look for and what steps to take before applying.
First Home Buyers Guide
Learn how deposits, KiwiSaver, pre-approval and the buying process fit together when buying your first home.
Explore The Guide →
Getting Pre-Approved
Understand how mortgage pre-approval works, what lenders check and why it helps to know your position early.
Learn About Pre-Approval →
Mortgage Calculator
Estimate repayments and compare different loan amounts, interest rates and repayment options before you apply.
Use The Calculator →
Mortgage Application Documents Checklist
A practical guide to the documents commonly requested during a home loan application in New Zealand.
View The Checklist →
What Banks Check
Learn how lenders look at income, expenses, debt, deposit, credit history and bank statements.
Read What Banks Check →
Home Loan Process
Follow the steps from first conversation through to pre-approval, finance confirmation and settlement.
Understand The Process →MORTGAGE ADVICE ACROSS CANTERBURY & NEW ZEALAND
Local Mortgage Advice From Christchurch, Available Across New Zealand
Canterbury Home Loans is based in Christchurch and helps clients across Canterbury, the West Coast and wider New Zealand. The mortgage process can usually be handled by phone, email and secure online document collection, making it easy to work with Canterbury Home Loans from Christchurch, Canterbury, the West Coast or elsewhere in New Zealand.
CHRISTCHURCH BASED
Home Loans Christchurch
Mortgage advice for first-home buyers, home buyers and homeowners across Christchurch and wider New Zealand.
Explore Christchurch Mortgage Advice →SELWYN
Mortgage Broker Rolleston
Mortgage advice for Rolleston and Selwyn buyers.NORTH CANTERBURY
Mortgage Broker Rangiora
Home loan guidance for Rangiora and North Canterbury.MID CANTERBURY
Mortgage Broker Ashburton
Mortgage advice for Ashburton and Mid Canterbury buyers.SOUTH CANTERBURY
Mortgage Broker Timaru
Support for Timaru and South Canterbury clients.Canterbury Home Loans also helps clients on the West Coast, including Greymouth , as well as clients throughout wider New Zealand.
CONTACT DETAILS
Contact Canterbury Home Loans
Book a phone appointment with Duane Aarts to talk through your situation, understand what may be possible and get clear direction on your next steps.
START WITH A CONVERSATION
Ready To Talk Through Your Home Loan Options?
Whether you are preparing for pre-approval, buying your first home, refinancing or simply trying to understand your borrowing position, a conversation can help you move forward with more clarity.
Business location for Canterbury Home Loans Limited: 88 Division Street, Riccarton, Christchurch 8041.
FREQUENTLY ASKED QUESTIONS
Questions Before You Contact Canterbury Home Loans
If you are thinking about booking a phone appointment or sending a question, these answers may help you understand what to expect.
Do I need to have a property picked out before we talk?
No. You can contact Canterbury Home Loans before you have found a property. Many clients get in touch early so they can understand their borrowing position, deposit options, pre-approval process and what lenders may look for before making offers.
Is there any cost or obligation for the first conversation?
The first phone appointment is free and there is no pressure to proceed. It is a chance to talk through your situation, ask questions and understand what your next steps could look like.
What happens during the first phone appointment?
We will talk through your goals, deposit, income, borrowing position, existing debts and what you are trying to achieve. From there, Duane can explain what may be possible, what lenders may need and what the next step could be.
Can you help first-home buyers?
Yes. Canterbury Home Loans works closely with first-home buyers across Christchurch, Canterbury and New Zealand. This can include guidance around deposits, KiwiSaver, pre-approval, lender checks, documents and the steps involved in buying your first home.
What information should I have ready?
You do not need everything prepared before the first conversation. A rough idea of your income, deposit, KiwiSaver balance, debts and what you are trying to achieve is usually enough to start. If documents are needed later, Duane will explain what to provide.
Can you help if I am refinancing or already own a home?
Yes. Canterbury Home Loans can help homeowners review their current lending, compare lender options, look at loan structure and understand whether refinancing or restructuring may suit their goals.
Can I contact you if I am just exploring my options?
Yes. You do not need to be ready to apply. Many people contact Canterbury Home Loans early because they want to understand what may be possible, what they may need to improve and how to prepare before approaching lenders.
Do you only help clients in Christchurch?
No. Canterbury Home Loans is based in Christchurch and helps clients across Canterbury and New Zealand. Most of the lending process can be handled by phone, email and secure online document collection.
