Embarking on the journey to homeownership is exciting, and it's crucial to navigate this path with the right advice. Securing a first home loan that aligns with your financial goals and home-buying aspirations is an important step. Let's explore what you need to know...
Responsible Lending
Understanding Your Spending Habits and Home Loan Approval
When it comes to buying your first home, understanding your spending habits is crucial. Banks are increasingly focusing on your overall financial health, not just your occasional indulgences.
Lending Rules To Change
The changes to the Credit Contracts and Consumer Finance Act 2003 (CCCFA) announced by the Government earlier in June 2022, are due to come into force from July 7, 2022, with amendments to how lenders are required to assess affordability and more clarity around...
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