First Home Buyers Guide
Buying your first home is a significant milestone, and I’m here to help you every step of the way.
Homeownership offers stability, financial security, and a place to call your own. Navigating the complexities of home buying, especially for the first time, can be daunting, but with the right guidance and support, it becomes an exciting and rewarding experience.
My comprehensive First Home Buyers Guide is designed specifically for first-time home buyers. I cover everything you need to know, from understanding home loans to finding the perfect property. My goal is to simplify the process and provide you with the knowledge and tools to make informed decisions.
The Home Loan Process
Get a step-by-step guide on how to get pre-approved for a home loan. Understand what documentation you’ll need and what to expect during the process, ensuring you’re well-prepared.
Finding The Right Property
Tips and guidance on searching for your first home. Learn what to look for during inspections, how to make an offer, and the role of real estate agents in your home buying journey.
Know what’s possible after our first call!
KiwiSaver
If you’ve been contributing regularly to KiwiSaver for at least three years, you might be eligible to use your KiwiSaver balance to help finance your first home.
Here’s a guide to understanding the eligibility requirements.
Understanding Home Loans
Learn about the different types of home loans available, including fixed-rate, floating-rate, and interest-only options.
I’ll help you understand the pros and cons of each so you can choose the best loan for your needs.
Saving a Deposit
Saving for a home deposit is often the biggest hurdle for first-time buyers.
With the right strategies and mindset, you can overcome this challenge and move closer to owning your dream home.
I understand the unique challenges first home buyers face. As an experienced mortgage adviser, I am dedicated to providing personalised advice and support to help you achieve your homeownership dreams.
Ready to Start Your Journey?
Explore the topics above to get started. If you have any questions or need further assistance, don’t hesitate to contact me. I’m here to help you every step of the way.
Lets Get Started!
Book a time directly into my diary for a one on one phone session at a time that suits you.
Send me a message.
You will get a reply throughout the day.
Give me a call.
I answer or respond quickly to voicemails.
Finding Home – A First Home Buyer’s Journey
Jack and Emily*, a young couple in their late twenties, were eager to take the leap into homeownership.
However, like many first-time buyers, they were unsure about where to start.
With various options available and a plethora of information to sift through, they felt overwhelmed and uncertain about the process
Know what’s possible after our first call!
Latest Home Loan Articles
Best Mortgage Broker Christchurch
Best Mortgage Broker Christchurch – What to Look For When you start looking for the best mortgage broker in Christchurch, it can feel overwhelming. Every broker claims they can get you the best deal — but what does that really mean? And more importantly, how do you...
October 2024 – OCR Rate Cut: Impact on First Home Buyers
Today, the Reserve Bank of New Zealand announced an OCR Rate Cut. The have cut a significant 50 basis points to the Official Cash Rate (OCR), bringing it down to 4.75%. This decision comes as a strategic move by the Monetary Policy Committee to navigate a...
Why a Building Inspection is Essential Pre-Purchase Decision
Introduction Buying a home is a huge investment—probably the biggest one you'll ever make. It’s easy to get caught up in the excitement of finding that perfect place, but before you sign on the dotted line, it’s crucial to make sure the property is in good nick....